Bozeman Home Loans...Should I Cash In on My Home Equity and Refinance My Current Mortgage Loan Before the Bubble Bursts? A report in the Los Angeles Times shows, \"When the price of houses in California soared 17 percent in 2003 and 22 percent in 2004, a curious thing happened: Instead of homeownership decreasing because fewer people could afford houses, it rose to record levels.\"

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